[ManicPanic]

Mom's house + my house were both recently sold at a "TAX AUCTION". We paid for both houses free and clear YEARS ago. One home has been in our family for nearly 4 decades. Due to the economic climate and both of us suffering from major depression (I have Bipolar and ADHD) we were unable to pull the money together for back taxes within the county's time frame. Two $90,000+ homes both sold for around $4,500 each. The bottom feeder who bought them both stopped by mom's house the other day with the deeds in hand and telling her that he expects us both to start paying rent soon or else we'll be evicted asap. I have no income and mom gets very little and she's totally without anyplace to go. Once kicked out, my only option is to move into a mental health facility, if I can even get into one.

I feel very alone in all of this and just don't know what to do anymore. Things just seem to be getting worse and worse. I use to do some pretty great things in life, from owning my own business's to doing the marketing for a decent sized company. Now, I'm losing my pets and almost everything else and looking into moving into a mental health facility.

A lawyer has been trying to help us, and when he told us there's nothing more he could do to help us I ended up mentioning that we've both been terribly depressed and unable to deal with the paperwork, get the money, etc. and he then told us both to get letters from our doctors saying we've been depressed. He thinks with those letters at the least he may be able to buy us a little more time in the homes before eviction, and there may be a SLIM chance of meeting with the judge and getting our homes back. Does this sound right to anyone?

[dragonfly2]

I'm so sorry you and your mother have to go through all of this. Things like this shouldn't be allowed to happen.

Have either you or your mother been declared disabled? I'm not sure where you live, but many states will reduce or waive property taxes for the disabled or elderly. I'm not sure if it's too late, but if the lawyer thinks he can do something with your illnesses, this might be a way.

[Yoda]

When was the tax sale? My property was sold in a tax sale but I paid them late plus fees and stuff. You are given time to do this but it varies by locale. Your attorney should know how long that is but I would call the county courthouse and ask just to be sure. Definitely get the letters from the docs.

[naturalmanic]

After 16 hospilizations and decompensating living under my parent's wings, I spent 1 y and two months in a Residental Care Facility where my clothes were washed, medications given, room cleaned, and I was expected to mature. If it is a last resort, take it, though there may be more availbility where you live. Apply for diability, oh yes, it is tough paperwork and in this state is a joke, of course talk with your doctors and lawyer. Disability is not enough to live off of, but that money coming may open some doors for you. Sorry about ya'lls homes and I know the solutions run thin, but do what needs to be done to the best of your ability, and be patient. Continue to take care of yourself, even if that means faking it until you make it. Good luck. Mental Health in this country is termed Mental illness, remember that as you consider your next move. Get the papers rolling, I had to apply 4 times to get disability and barely did, and as I said it is not enough to live off of. Things look grim because they are, but perhaps this can be a way to loosen your financial burdens and focus on treatment. Blessed be.

[tnlibrarian]

No advice but wanted to tell you I'm sorry you're going through such a terrible thing.

[mgran]

I am so sorry to hear that this horrible unjust thing has happened to you. It sounds like your Lawyer is right, and please God there's still a chance to get your homes back. But there is a good chance that if you get the letter from your doctor it will make it harder for this bottom feeder to evict you. Please don't panic.

[ManicPanic]

Originally Posted by mgran

I am so sorry to hear that this horrible unjust thing has happened to you. It sounds like your Lawyer is right, and please God there's still a chance to get your homes back. But there is a good chance that if you get the letter from your doctor it will make it harder for this bottom feeder to evict you. Please don't panic.

Thank you all! I've been wanting to give an update for a while now but I just couldn't bring myself to type anything. (Most of this is copy and paste from another post, I just don't have a lot of energy for new words right now.)

I've been having a lot of decent-sized panic attacks (6-8 a day), especially when I look at my pets or look around the house at all this mess and think about everything that needs to be done. I pretty much stopped cleaning altogether several months ago, the kitchen has a huge trash pile in the middle of the floor, and I just keep throwing more trash on top of the pile and on the counters. I don't even like walking through there and I don't know what's wrong with me. I sleep in the living room and don't want to leave it if I don't have to. And this is EXTREMELY embarrassing for me to say, I haven't told anyone, but recently I even started urinating in a bucket just because I don't want to walk through the rest of the house. What is wrong with me? Even with medication and therapy my symptoms have gotten so much worse since my diagnosis, I have never been this bad. Anyway, I know I should be sorting through things and packing some things, but I just can't bring myself to do it. I have no energy and I've been sleeping a lot.

I guess there's still that very small glimmer of hope with the letters. We'll take them to the judge when the eviction hearing comes up. The lawyer is hoping that will buy us a little more time in the houses, and again I think he was also saying (in so many words) that there's a very slight chance that if the judge is nice he might give us another shot at paying the back taxes and getting the houses back. I don't have too much hope in that because the guy that bought them at the auction already holds both deeds (he officially owns them now). Anyway, I've been avoiding all the things I need to be doing to get out of here until we actually get the eviction notices.

My therapist is helping me get into a section 8 apartment for the disabled, but there's a good chance there's already a long waiting list, so if that doesn't work out I have no clue what I am going to do. I don't get SSD or anything, even though my therapist has told me repeatedly that I should apply for it. Again, no energy, but I recently went ahead and told her that with her help I will apply for it.

As far as my pets, if I do get the apartment, they only allow one small pet. How do I pick just one of them? I've had my 100lb lab for about 9-10 years and she's been my best buddy ever since I got her as a puppy, I can't have her anymore because she's not small. I've had my fat cat just as long as I've had my dog. I've had the other two kitties for about 3-4 years now. All three cats sleep with me every night, one at my feet, one under the blanket at my side, and the little tiny one sleeps on my bicep as I lay on my side (yes, it's super cute). They've all kept me going during some very difficult times, especially a couple of years ago when I got a diagnosis, I was having my first real suicidal thoughts (and almost followed through with an attempt) after a difficult breakup from a long-term relationship with a girl I thought I was going to spend the rest of my life with. Silly, I know, but that's when my symptoms snowballed out of control. My mind was racing so fast it felt like my head was on fire (for months) before I was put on medication. At the time, I wasn't thinking much about family, we're not all that close, I was thinking about my pets. They kept me going. They are my family and my friends.

I guess I just need someone to listen and have some compassion. Thanks for being here!

[ManicPanic]

Thanks for all the hugs!

I end up feeling embarrassed about most of the things I say after I say them. Esp since there's no way to edit my posts now, ugh.