What are your healthcare costs?

My premiums are around $430 a month I think for my son and I. My employer pays half.

I can't remember my deductible, it just changed. I want to say it's either $3000 or $5000. I will never meet it.

My son's mental health visits are free under the plan. I cash pay at my pdoc's office because he doesn't take insurance. It's $160 per visit.

My new pharmacy copays are 15/45/80, I think. Just changed. Was 10/35/70.

My out-of-pocket medical expenses for my son and I, not including premiums, is usually ballpark $2500 per year. Last year was close to $4000 because I had a health issue.

I have Medicare I always have the deductible to meet then that pesky 20% , my T is 40 a week and Pdoc is 30 every 3 months he's a great guy that will do med changes over the phone. My GP is 50, I try to avoid going unless I'm on deaths door .

Sounds cheap as hell .. Right ? NOPE paying for the stuff while on disability is freaking ridiculous and damn near impossible if I want to eat.

My husband just won his disability case due to neuropathy in his feet , somedays he can barely walk around the house, I kid you not.

He had to go through obamacare, only plan we could get has 50% co pays on both medical and medication and a 1700.00 deductable before insurance kicks in.

2 people trying to live off disability just puts us into a poverty situation. But not enough to get us any help.

I'm scared for our future. How much longer can we survive on such a measly amount per month?

Smh

I feel for your husband. I also have neuropathy in my feet, and some days it makes my life a living hell.