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  #1  
Old Mar 09, 2023, 11:06 PM
Tart Cherry Jam Tart Cherry Jam is offline
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Denied by Farmers'.

Has anyone been able to purchase private life insurance while being bipolar?
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  #2  
Old Mar 10, 2023, 12:34 AM
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Crazy Hitch Crazy Hitch is offline
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Oh that sucks I’m sorry.

I don’t have life insurance. It’s not something I’ve thought about before.
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  #3  
Old Mar 10, 2023, 01:06 AM
Soupe du jour Soupe du jour is offline
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The only life insurance I ever had was through my old jobs, as part of benefits packages. It wasn't anything I needed to apply for or reveal anything about myself for, as I recall. I didn't have a bipolar dx at the start there, anyway. I think its payout would have only been enough to cover stuff like funeral costs, plus a bit more. So no, I never applied for any type of life insurance of the sort that you refer to. Also, I lost that insurance when I became separated (terminated/left) from the companies.
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Dx: Bipolar type 1

Psych Medications:
* Tegretol XR (carbamazepine ER) 800 mg
* Lamictal (lamotrigine) 150 mg
* Seroquel XR (quetiapine ER) 500 mg

I also take meds for blood pressure, cholesterol, and tachycardia.
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  #4  
Old Mar 10, 2023, 01:15 AM
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~Christina ~Christina is offline
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I’m unable to find any either.

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  #5  
Old Mar 10, 2023, 05:54 PM
Tart Cherry Jam Tart Cherry Jam is offline
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Soupe, yes, through the job I have a small benefit to cover funeral costs, but if I lose the job, it will be gone.
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  #6  
Old Mar 10, 2023, 09:00 PM
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bizi bizi is offline
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I tried to get life insurance once and he said that because I take klonipin
I was not allowed to get life insurance.
heavy sigh
bizi
__________________
lamictal 2x a day
haldol 2x a day
cogentin 2x a day
klonipin , 1mg at night,
fish oil coq10
multi vit,, vit c, at noon, tumeric, caffeine
Remeron at night,
zyprexa,
requip2-4mg





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  #7  
Old Mar 10, 2023, 09:50 PM
*Beth* *Beth* is offline
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That is appalling.
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  #8  
Old Mar 10, 2023, 11:06 PM
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Tucson Tucson is offline
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FWIW You also cannot get health insurance as a bipolar. I have tried, but this was before the health insurance market (Obamacare).
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Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera.
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  #9  
Old Mar 10, 2023, 11:17 PM
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bizi bizi is offline
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Quote:
Originally Posted by Tucson View Post
FWIW You also cannot get health insurance as a bipolar. I have tried, but this was before the health insurance market (Obamacare).

Were you able to get health insurance?
how are you doing?
bizi
__________________
lamictal 2x a day
haldol 2x a day
cogentin 2x a day
klonipin , 1mg at night,
fish oil coq10
multi vit,, vit c, at noon, tumeric, caffeine
Remeron at night,
zyprexa,
requip2-4mg





  #10  
Old Mar 11, 2023, 09:32 AM
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Aviza Aviza is offline
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Member Since: Jan 2013
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Posts: 2,456
I have life insurance, bipolar and morbidly obese. Just a small amount to cover burial. 15k
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Daughter: 20
Diagnosis: Bipolar with Psychosis. Latuda 100 mgs.
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  #11  
Old Mar 12, 2023, 10:46 AM
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Tucson Tucson is offline
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Quote:
Originally Posted by bizi View Post
Were you able to get health insurance?
how are you doing?
bizi
I have a Medicare Advantage plan as part of SSDI. When looking for insurance, best thing to do is not to mention BP unless specifically asked about it.
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Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera.
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  #12  
Old Mar 15, 2023, 05:19 PM
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Mountaindewed Mountaindewed is offline
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My parents set up a life insurance plan for me when I was born. I pay something every couple months. I don't think I can lose it for any reason despite all my medical and mental health issues.
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  #13  
Old Mar 17, 2023, 06:09 PM
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scatterbrained04 scatterbrained04 is offline
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I got a term plan before I was diagnosed. The term expired, and I keep quietly paying all their rate increases to stay insured because I don't want them to deny me. I'm a single mom, and my son doesn't even know his dad. My son has an intellectual disability too. Makes me sick.

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