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#1
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Denied by Farmers'.
Has anyone been able to purchase private life insurance while being bipolar? |
![]() bizi, Yaowen
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#2
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Oh that sucks I’m sorry.
I don’t have life insurance. It’s not something I’ve thought about before. |
![]() bizi, Tart Cherry Jam
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#3
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The only life insurance I ever had was through my old jobs, as part of benefits packages. It wasn't anything I needed to apply for or reveal anything about myself for, as I recall. I didn't have a bipolar dx at the start there, anyway. I think its payout would have only been enough to cover stuff like funeral costs, plus a bit more. So no, I never applied for any type of life insurance of the sort that you refer to. Also, I lost that insurance when I became separated (terminated/left) from the companies.
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Dx: Bipolar type 1 Psych Medications: * Tegretol XR (carbamazepine ER) 800 mg * Lamictal (lamotrigine) 150 mg * Seroquel XR (quetiapine ER) 500 mg I also take meds for blood pressure, cholesterol, and tachycardia. |
![]() bizi, Tart Cherry Jam
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#4
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I’m unable to find any either.
Sent from my iPhone using Tapatalk
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Helping others gets me out of my own head ~ |
![]() bizi, Tart Cherry Jam
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#5
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Soupe, yes, through the job I have a small benefit to cover funeral costs, but if I lose the job, it will be gone.
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![]() bizi
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#6
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I tried to get life insurance once and he said that because I take klonipin
I was not allowed to get life insurance. heavy sigh bizi
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lamictal 2x a day haldol 2x a day cogentin 2x a day klonipin , 1mg at night, fish oil coq10 multi vit,, vit c, at noon, tumeric, caffeine Remeron at night, zyprexa, requip2-4mg |
![]() *Beth*, Tart Cherry Jam
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#7
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That is appalling.
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![]() bizi
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![]() bizi
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#8
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FWIW You also cannot get health insurance as a bipolar. I have tried, but this was before the health insurance market (Obamacare).
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Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera. |
![]() bizi
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![]() bizi
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#9
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Quote:
Were you able to get health insurance? how are you doing? bizi
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lamictal 2x a day haldol 2x a day cogentin 2x a day klonipin , 1mg at night, fish oil coq10 multi vit,, vit c, at noon, tumeric, caffeine Remeron at night, zyprexa, requip2-4mg |
#10
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I have life insurance, bipolar and morbidly obese. Just a small amount to cover burial. 15k
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Son: 14, 12/15/2009 R.I.P. ![]() Daughter: 20 ![]() Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
![]() Tart Cherry Jam
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#11
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I have a Medicare Advantage plan as part of SSDI. When looking for insurance, best thing to do is not to mention BP unless specifically asked about it.
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Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera. |
![]() bizi
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![]() bizi
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#12
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My parents set up a life insurance plan for me when I was born. I pay something every couple months. I don't think I can lose it for any reason despite all my medical and mental health issues.
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I like bright blue skys blue lakes and blue raspberry flavored anything |
![]() bizi
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![]() Tart Cherry Jam
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#13
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I got a term plan before I was diagnosed. The term expired, and I keep quietly paying all their rate increases to stay insured because I don't want them to deny me. I'm a single mom, and my son doesn't even know his dad. My son has an intellectual disability too. Makes me sick.
Sent from my SM-G991U using Tapatalk |
![]() Tart Cherry Jam
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