Planing for the future

91 days for a full degree is really not do-able. I had to take 5 semesters of college to graduate with around 90 credits. I had to take EXTREMELY hard classes such as calculus, organic chemistry, biochemistry, virology, etc. to graduate with my undergraduate degree, and graduate classes for my masters were even harder. I worked as an undergrad too first in the university documents section and later in a microbiology lab. I had to work in a laboratory, write papers that were accepted & published in esteemed journals in the field & work as a TA teaching undergraduate microbiology lab & supervisoring & grading tests & papers for the university microbiology & chemistry professors all while taking graduate courses. And it was still HARD for me to get jobs (at which I didn't last but a week to a month). AND having a masters OVER-QUALIFED me for menial jobs such as grocery store cashiers & fast food places if I wanted to supplement my husband's income; they wouldn't hire me, wouldn't even interview me. Menial entry level jobs wanted no more than a high school degree. So I had work experience trying to get a job in my field & it STILL wasn't easy. Probably I submitted over 100 resumes before being hired after grad school. And the Houston medical center & NASA are both near where I live and all have research labs which hired in my speciality. There are also chemical plants that hire in my speciality. Lots of potential jobs out there, and that's what it's like getting a high paying job even where you live even if you don't think $120,000 is high paying.

Its 10K+, not 10+k.

Why not just get dentures?

Also, no offense, but these conversations really do not sound like the you that has posted over the past ten years. Maybe victoria is really good at faking it.

Buying your own health insurance isn’t affordable. Maybe just a few months in emergency and it will only cover small percentage.

You need a proper health insurance that company contributes to. Some still are very expensive but cheaper than buying private.

Dental insurance will not cover all those big dental needs. Most dental insurances only cover 1k to 1.5k a year. But they never cover 100%, so you still pay out of your pocket. More cavities or crowns or root canals or implants or dentures. You’ll pay for it yourself

The most that dental insurance covers in one year is two cleanings a year (with you adding some percentage out of pocket), one set of X-ray and something like one cavity. If a cavity is complicated you might not have money left for second cleaning. Everything beyond that if you have high needs will be out of your pocket. You’ll max out dental insurance very quick after one maximum two visits.

I had a lot of extreme dental needs. All came out of my pocket because my insurance only cover those basics I listed. And I have a good insurance!

Unfortunately due to not having national health care we have to think ahead how we will afford and manage health care

I am in support of education 100%. If it is legit, leads to something of substance or if one can afford it just for self fulfillment if they already have everything they need

I have no options if I want teeth. Which is a need.
I have no options if I want to use the kitchen, which is a want.
I have no options if I want to shower alone. A want
I have no options if my husband gets sick.
I have no options if I want an SDit.
I have no options if I need a PCA.

There's no options. We moved where they have the best services, on paper and it still falls short. This isn't a want it's a need.

Wouldn’t dentures cost a lot too?

State insurances like Medicaid cover dentures in some fashion in all 50 states though. I’d go for that instead of planning to get a private dental health care or travel out of the country (where?)

Why not just get dentures? it would be.

State insurance wouldn’t cover for it?

Do you gave medi-Cal? They cover full price of dentures

Around 2K.

It’s better. Plus in some states, Iike California, state insurance cover full cost of dentures

The bachelor degree will show on the transcript as being from the internationsl online school and not a state university in the likelihood. So potential employers won't know it even if a state university endorses it. That is the probability. You should be prepared to face that too.

No employer will respect bachelor degree obtained in 10 days or 85 days or even 91 days. The sheer fact that this institution suggests that one can get it that quick says a lot about the institution. I’d be careful obtaining degree through them.

Oh absolutely. Does not need to be a state university and education could be virtual, but not the kind that offers quick bachelors in just a few months. Some employers might not care but many will especially if they plan on paying $120k

Anyone that doesn't think this is a need. Try to stay out of the kitchen all day. You can only get drinks unless someone else cooks, you can get snacks but you can't use bowls, plates or silverware plus that costs extra. Now think of how annoying that is. Then think about it for a week, month, year...20 years. Oh eating hurts and you have limited food you eat.

Then you want to take a shower. You have to ask your husband. He has to have 30 minutes to set aside to help you in the shower. Each and every time for 20 years.

Now imagine if your husband wasn't there.

Forget the masters that's the only one that is international. The bachelor is from a state accredited school like any other state school.

Dentures that I need are 10k.

I totally understand how hard it is.

But some things I am confused on. Do you have a shower chair where you can sit and wash up in the tub? Why can’t you go in the kitchen? You can’t use dishes? You can get some from Salvation Army. You only need a few and just rinse them every time. Can you eat soft food? Does your doctor have any suggestions?

It sounds very difficult but how obtaining all these marginally legitimate degrees will help with all that?

And don't forget if you lose SSI, medical services, etc. it is NOT an easy process to get it back.

I can't use a shower chair. You still have to step over the tub.

I can't wash dishes
I can't cook.
I can't use a knife. So even simple bagels are out.
I can bake highly processed finger food But then I have no plate. So I eat off cookie sheet when I get really hungry..

Dr suggestions are just keep applying for accessable housing. I'll eventually get it.

Dentist suggest I pay $3k and then I can go on a 3 year payment plan.

The degree is competency based. Meaning I have unlimited time to collect the first 90 credits or 1 class a month. The last 10 classes I have 10 months to complete but I only have 4 months of aid left.

sounds very difficult but how obtaining all these marginally legitimate degrees will help with all that?

The degrees will help with a higher paying job. The job will let me get an accessable apartment, PCA and dental care.

Medical is easy to get in this state it's a medical for all state. SSI is harder but there's an 8 months window you can try to work and keep SSI. You don't get paid but your not re evaluated when you fail. Then there's a 5 year period where if you fail they pay you until you get reevaluated after 5 years your **** out of luck.

If I can find an oral and maxillofacial surgeon that will make a case it is a medical necessity not a dental issue Medicaid will pay but I can't find one that accepts my insurance.

Why can’t you get a plate? From a dollar store?

You can buy bagels that are already sliced. Most are.

Or go to goodwill to get plates, bowls, silverware, cups... Very cheap.

Can you ask your family if they have 2 extra plates somewhere? People often accumulate some dishes over time even if they do not have much money. If you can't make it to a dollar store or Goodwill, can you ask your family to go and buy 2 plates at a dollar stores for you that you will pay them back for?

The max you can make each month on SSDI if you're working is $800. I don't know what it is for SSI, if it's different or not.

Does your care team (pdoc, GP, therapist, vocational rehab) work with you on gaining life skills and some basic independence? Don’t need to be a good cook, I myself barely cook, I am just not good. But some basic meal prep, maybe they can help you to obtain basic utensils, do some food planning. No degrees or jobs can fix that. You need some basic skills. You don’t need to use a knife. Spatula, spoon etc Can you drink smoothie?

Do you have severe mobility issue not able to get into a tub? What does your GP say? Can they come up with something? Do you have a GP