Admitting to Needing Help

Can you tell them rather than ask them? Have all the details and paperwork ready and get them both together and say that you've listened to their opinion and tried to respect them but doing nothing is not an option so you have made all the necessary arrangements. Treat it like a business meeting and if they kick off tell them to take some time to cool off but that you're not finished. Good luck.

"I would like to talk to you. Can you come in the living room?"

Sit them both down on the sofa. You stand.

Don't "ask". You simply say that you need to do this and you would like their support. Tell them if they don't or won't give you any, then they should please not say anything to you. Because you REALLY need to do this.

Idiot your the only one whos knows yourself and your parents best so do what feels right for you. If it doesnt work with parents you have right to seek therapy through your GP be referred to mental health service, which you dont need to worry about finances about.

As previously stated, you should definitely tell rather than ask. This is a serious problem you need help with.

I lean toward telling them both at once but maybe it would be better to state this individually... Do you feel like one is more understanding than the other?

I dont talk to parents much about my mental health issues cos its hard so theres no point putting self through a lot of stress if parents wont listen, understand and change their approach. You need to concentrate on getting professional help you want. You cant control or force your parents to do what you say/want. Trust your own self and be your own best guide.

I am not sure you understand Creative1onder. He does have to worry about finances. If he doesn't use his parents insurance he would have to pay cash out of his own pocket. There is no NHS here. If he doesn't use his parents insurance he has no access. He can't even see a GP.

If he uses his insurance card without his parents knowing, which I am sure he could, he runs the risk of his parents getting made and taking him off of their insurance policy.

I dont really understand the full picture no, cos im not experiencing it. I thought he would be able to get help, have therapy by GP referral. Im not familiar with the insurance issues he has. Ive not used insurance policy to seek mental health help, get therapy. I found there are private therapists who offer sliding scale prices for sessions related to level of income, if employed or not. Thats the alternative to NHS help that ive tried.

Are we talking States or NHS insurance, got a bit lost, I did, somewhere?

In States, if still with pediatrics, which some 18year olds are, the doctor can make the referral. If under 18, parents cannot just pull the plug on health insurance, and I get confused about the whole until 26 years thing, is that optional or mandatory? And pulling health insurance isn't so easy, lots of forms, waivers, etc. Then, here's a card, if still in school....how do your parents file the taxes? As you a dependent and they get the credit or do you get the full return on work. .
We do get a coverage authorization through insurance, which I'm looking at mine. Doesn't mean everyone actually reads all their forms...

How to deal with stubbornness? Patiently and carefully.

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I believe the situation is in the United States, under 18, and covered on his parent's insurance policy. The up to 26 thing is voluntary. It used to be that if you turned 21 you could no longer be on your parents policy even if they did claim you as a dependent on taxes. Normally an employer policy would give you the option of single coverage, or family coverage, and you would have to pay in a certain amount each month. Presumably the policy could be changed but like you say that is probably unlikely as it would exclude the spouse too if you went to single only. If you are lucky and have a real good company they might offer a family policy at no cost to you and it would be dumb not to take it. So my sense is Idiot17 could use his card on his own and get therapy but what would his parents think if he did it without their knowledge and what would they do?

Zinco got it or most. I think since two years ago anyone under the age of 26 as can still be on their parents insurance plan as opposed to the 21 cut off.
So I'm on my parents plan since why should they remove me if I can be on it. And I have a card I can use. But it's still their insurance so if I go to a specialist or doctor they don't approve of they can cut me off and I'll be left with the bills and no insurance.