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#1
Aug 13, 2007, 08:20 AM
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today i sit waiting a phone call from the official receiver, to make an appointment to come and see me, but while i wait i thought i would phone my bank to see what there policies are on there customers who go bankrupt, they will freeze my account, so i rang around one bank said they could set me up a savings account but i need a account that will allow me to do direct debits from, im having problems finding one, hubby suggested moving all my stuff to his account but we will still have to get a bank account because this will happen to him to
my alternative is get my direct debits set up in my daughters account which i can sign on because she is disabled im stuck which way to go from here
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 No kind action ever stops with itself. One kind action leads to another. Good example is followed. A single act of kindness throws out roots in all directions, and the roots spring up and make new trees. The greatest work that kindness does to others is that it makes them kind themselves.
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#2
Aug 13, 2007, 08:34 AM
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Wow Kath,
I've never been in this situation before. I didn't realize my current bank would freeze my account. Good grief just put another nail in the cofin. Hubby and I have a joint account. Where both his paycheck and my disability are direct deposited. This could be a big big problem for us too. Hope someone can help you out. Think I'm going to start checking the US banking system to see what could hapen to us ((((((((((Katheryn)))))))))) 
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#3
Aug 13, 2007, 08:38 AM
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good grief! i didn't know that! i'd keep checking around and if push comes to shove, use your daughter's account. love, pat
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#4
Aug 13, 2007, 10:05 AM
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Kathryn,
That's odd! If they freeze your account what happens to your money? That's your money they can't freeze it. I had no problem in the U.S. either. I actually had a credit card account with the bank that my checking account was in and the credit card was part of my bankrupcy. I thought they might kick me out for my checking but they didn't. Talk to your receiver about this because I can't see how it's legal? Tranquility
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#5
Aug 13, 2007, 03:51 PM
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i talked to my reciver they have no problem with me keeping my account its up to each bank if they keep you on, because of this they have advised me to go to my bank and talk to them to see what they say,
good news is they wont touch the car when we finish paying for it because of using for eldest daughters appointments, also sometimes they asses the money you have comming in to take some towards the crediters, but as our money is made up of benifits which are allready assed for living expenses they wont be taking any money, this lady i spoke to said that the joint debts will go to hubby but i explained that he to was going bankrupt and she has left a note on file to see if she can do his case as well so she wont have to go other all the same questions again, she was very nice and helpfull the only thing we have to worry about is the bank i will post more when i know
__________________
No kind action ever stops with itself. One kind action leads to another. Good example is followed. A single act of kindness throws out roots in all directions, and the roots spring up and make new trees. The greatest work that kindness does to others is that it makes them kind themselves.
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#6
Aug 14, 2007, 02:00 PM
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Just wanted to say sorry that you're going through all this hassle.
---splitimage
__________________
 "I danced in the morning when the world was begun. I danced in the moon and the stars and the sun". From my favourite hymn. "If you see the wonder in a fairy tale, you can take the future even if you fail." Abba 
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#7
Aug 14, 2007, 07:14 PM
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(((( katheryn ))))
I have been where you are. It is so hard. It feels awful. hugs, |
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#8
Aug 14, 2007, 10:40 PM
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Once the day is done...it is a strange feeling...
The biggest step really is figuring out your budget, so that you live on a cash basis...
__________________
Direction  Ripple Effect - Small things can make a difference |
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