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#1
Jul 03, 2008, 06:48 AM
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just had another letter from court ... 3 ccjs now the ailiffs will be landing any time ......
 oh the joys of this life .... could it get any better ....... the lappy and the tv will be first to go .... oh joys ...... Jinny xx 
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#2
Jul 03, 2008, 07:01 AM
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no the ballifs wont take anything first time they vist dont invite them in the house, they can enter your house with out a warrent
and if you dont let them in they cant force there way in on future vists did you know you can go bankrupt and you might be able to keep house
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 No kind action ever stops with itself. One kind action leads to another. Good example is followed. A single act of kindness throws out roots in all directions, and the roots spring up and make new trees. The greatest work that kindness does to others is that it makes them kind themselves.
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#3
Jul 03, 2008, 07:52 AM
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we looked into that .... it costs £1000 to go bankrupt ..... we dont have that kind of money .... we only owed the bank a third of what we owed a credit card, the dcredit card accepted our monthly offer, the bank took us to court and we now have a 3rd ccj ..... they want £3,000 NOW ... i called the court and she is sending out a form, so the bank may put the debt against our house when we sell it ...... noone is interested in our house ....
we can't rent cos of the ccj's, but like you said yesterday we have to ask the local council .... but we need to stay within catchment area of sons school cos of his A levels .... i just cant take much more to be honest .... 2 hours til Tony gets home and I'm climbing the damned walls ...... i really hate this country, huby was made redundant, we tried to get a business going ... it failed, we went under, we get no help apart form tax credits and i get incapacity and disability on grounds of mental health issues .... i am applying for a part time job through guilt, then they'll take money off me ... so how in hell does this country think it helps people .... i'm just so sick of it all Jinny ty for the reply Kathy .... i know you have been thru all this too ... (((((((((((((Kathy)))))))))))))) |
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#4
Jul 03, 2008, 08:51 AM
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I don't know about there jinny, but here if you go bankrupt with a lawyer it costs a $1000 or more, but if you do the paperwork yourself it's less than $300, which is still a lot of money to someone in straits. I can't give you advice beyond checking on that.
 Be nice, don't avoid them, talk with them, try to make arrangements....if there are many people in the same situation, well, they just want some agreement and not stuff or to put everyone in jail. Breathe...
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#5
Jul 03, 2008, 09:15 AM
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Jinny
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Believe you can and you're halfway there.
--Theodore Roosevelt |
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#6
Jul 03, 2008, 10:02 AM
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oh inny,
such a difficult situation. I wish I knew the ropes there. seems if they can lien against the house, all the creditors, then you can live there and not have to move ... but i don't know about these things. I'm just wishing and hoping things improve quickly for you, and you get what you need out of this whole experience. sending calm thoughts to you this minute! I really am sad you have to go thru this. If you show your house again, try making some spaghetti and meatballs hours prior to the show ... makes people go ... 'yum.... this is a real home' oh, and use some rosemary, wink-wink love, night
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I am larger and better than I thought. I did not know I held so much goodness. - Walt Whitman |
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#7
Jul 03, 2008, 10:28 AM
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((((((((((((((( Jinnyann )))))))))))))))))))))))
__________________
 Friendship is born at that moment when one person says to another: "What! You, too? Thought I was the only one." C.S. Lewis visit my blog at http://gimmeice.psychcentral.net |
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#8
Jul 03, 2008, 02:10 PM
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I'm really sorry all of this is happenning. Somtimes it really does seem to hit you all at once.
Hang in there. ---splitimage
__________________
 "I danced in the morning when the world was begun. I danced in the moon and the stars and the sun". From my favourite hymn. "If you see the wonder in a fairy tale, you can take the future even if you fail." Abba 
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