Stunned...just stunned

My stepfather never revised his will. EVERYTHING goes to his son mostly...some to his daughters. After 19 yrs of marriage, he's left her penniless, on soc sec with medicare, and a BUNCH of debt. The homes that she co-owns are mortgaged to the hilt while he didn't add debt to the ones going to his children. She will have to file bankruptcy.

And get this...he made no provisions with his retirement or worker's comp. claims either!

She will be living on just over $800 per month (which by the way will be her first husband's soc. sec.-- my father's)! She can live in the house that she's in until her passing, but the payment is $400!

I'm just stunned...simply stunned.

I can't financially give my mother money every month while raising this little man. We could move into one of the two-dwelling homes and me and hubby make the payment which would put her barely ok. I don't know that hubby would give up his own home to do that. We can't move her in here, because there's no room

OMG. What to do...

KD

Kimmy, that's awful. I don't know what to say. It's shocking.

she can always protest the will hon. tell her to get an attorney right away...don't put it off.

KD is there low income apartments around your area for ppl over 60?? Here we here different apartment complexes for that population and it's based on income. Try calling the local housing authority there and find out the names of the apartment complexes.

Think for your own emotional well being that you need to have enough space away from your mother. Remember you don't have to solve all of her problems. Remember there is a difference between helping/ supporting someone and them controlling you. Just please look out for yourself. You need to take care of you and little man first. K?

Love Ya'
Monty

omg - KD - how horrible. I'm so sorry.

Are his kids aware of this? Do they care?

I know that my dad is intentionally shorting my stepmom in his will. It pisses me off, but I will not let her go without when the time comes. Hopefully your mom's stepkids feel the same way about her?

(((( KD and KD's mom ))))

omg --stunned as well

i am really really really sorry kd

please know ua re in my thoughts -- again im like way way way sorry

i have no good advice -- im sorry

lots of love kd --hang in there
zozo

Thanks everyone. We've found out a bit of information that's basic and not confirmed.

She doesn't have to put his life insurance to the burial. That can be paid out of the estate. That gives her a few thousand to try to make it. Also, no matter what the will says, she's entitled to something called "statutory rights" here in Ohio. The attorney said that no matter what the will says, because they were married so long she will get 1/3 I think?

Also, the properties are hers till her demise, so if they want to sell they would have to offer her a share. It's working out that she might be ok.

It still hurts her to no end. How could it not? Right now she's just trying to make it through the funeral which is Saturday.

Thank you so much again.

KD

Kimmy,

My sympathies to you and all the family for the loss of your step-dad.
Sounds like things are turning a bit better with the estate situation.... that's a relief. I'm glad for you, as you have plenty going on as it is.

I'm not sure if this is the case with your step-dad but when my dad died----- he had cashed in his life insurance a few months before he died and gambled the money away-- he didn't have a will and he left my mom with debts and only $700 a month from social security. The thing is-- he didn't do all this to hurt my mom--- he just never thought of those things...... he was a "live in the moment" type person and I think the idea of making a will scared him. Maybe your step-dad was similar--- perhaps the idea of dying scared him away from updating his will?? and wasn't done intentionally to hurt anyone......

I really hope things work out well for your mom so you can have some peace of mind in that regard. I'm thinking of you and if you need a shoulder I'm just a PM away.

mandy