I think I need that rehab place...but can I ever afford it??!!

At our second appointment in April, my pnurse brought it up.

She recommended it again when I had a crisis a few weeks ago. But long story short, we couldn't get financing quickly enough so I just went somewhere to get stable.

I think she's right. I need that place, for a lot of reasons. Best place in the country to treat internet / sex addiction. Dual diagnosis and a good track record with Bipolar and eating disorders and all of it.

The problem? It would mean an entire MONTH off work, possibly 6 weeks. And...they want me to pay the full $37,000 up front, then wait and "hope" my insurance will pay a portion. Chances are they will only pay what they call 'usual and customary' and only for as long as they deem 'medically necessary'

The good part is, if my insurance DOES pay, there is a $3,000 out-of-pocket maximum. I can handle that! But not the full $37,000 and a month off work!!

What do you think? Try to get financing and pay for it...somehow...eventually? Or just say forget it for now?

I have to wait until early August at least. I need to get some other things in order before I leave. For one thing, I have some sisters coming to visit - so I better be home when they come! That would suck for them if I'm not. I also need to finish the CPA exam. Yikes. Like that will happen...ay yi yi. I hope.

The place I'm talking about is Sierra Tucson.

I've heard of that rehab place before I think.

I don't think you can afford it though. I couldn't either, and I think it's really unrealistic of you Pnurse to think that is the only solution to the problem. I think you have other options, and that you need to talk about the other options with your T and Pnurse, and get into all the little details about it.

I also think you should call and ask your Pnurse how she would be able to pay for it if she were in your shoes, as I don't think she could either. It's not a very realistic suggestion for most Americans who work for a living unless they have added income, or are somehow able to take out a massive loan, which would then imply massive debt-if you were even able to qualify for the amount you need, which would be more than the 37,000!!

You use the time between here and the CPA exam to look into viable options with your T and Pnurse. It will work out in some way, I'm sure of it.