My wife is the only one that works and carries the insurance seeing that I am a worthless bed ridden slug and can`t do anything. Well today, she up and tells me she more or less quit her job last night! I had a $4000+ brain MRI scheduled for this month, to see if the doctors can figure out if I have had a stroke and what is causing my memory loss, stuttering and just not being able to think of the words, for a simple sentence. My meds are about $5000 a month, plus all the lab work I have to go through, to see how much more damaged my liver, spleen, kidneys and to see if my pancreas has finally finished off the 20% that is left. I don`t understand, she knows I need this insurance, just to keep myself alive. maybe I will just do her the favor and swallow a few bottles, them she can just be done with me!!!! I give up. I think it is totally stupid on her part. But, what do I know???? I was just the person who busted his *** working 12 hour days, 7 days a week for years. All for nothing! The 3 operations and 5 hospital stays over the past 4 years, completely wiped us out financially. I guess she thinks the money fairy is just going to tuck it all back under the pillow one night. I am fed up. this is not worth living for and if I can`t pay for my meds, I am done for anyways! Rant over!! Oh and thank you so much for ignoring me when I really need to talk to person in Colorado!!!!!!!!!!

[MtnTime2896]

If I had more to say, I'd say it. All I can muster right now is that I'm sorry you're going through this.
Maybe you could get some government assistance for the medical bills. You could definitely qualify for disability (if you haven't already applied for these things).
I'm not sure how much this really matters, but if you need to rant, I'm a good sounding board. I'll be thinking about you.

[Crazy Hitch]

Oh that is crappy.

Why did she quit?

These money trees are on a budget cut these days.

[Artchic528]

I second the idea of applying for SSI and any other government assistance you can. Maybe encourage your wife to get out and look for another job too? There's no use in being resentful, as such energy is better spent getting yourself better. Being bitter and resentful is not attractive to anyone.

[BeyondtheRainbow]

If you are able to get to Cleveland Clinic they have free care if your income is below a certain level. I haven't used it in a while but it used to be that once qualified anything medically necessary was free. I had surgery, tests, maybe a hospitalization or 2, I don't know what all, covered. They're also really good at helping you get hooked up with any programs you qualify for. Might be at least worth calling them. Cleveland Clinic

[hvert]

I'm sorry, that's awful

[IchbinkeinTeufel]

There's nothing I can really say to help you, unfortunately. I do feel for you though. Sounds like a truly horrible experience. Best of luck to you; certainly sounds like you need a good bit of that!

Originally Posted by Artchic528

I second the idea of applying for SSI and any other government assistance you can. Maybe encourage your wife to get out and look for another job too? There's no use in being resentful, as such energy is better spent getting yourself better. Being bitter and resentful is not attractive to anyone.

I have been fighting SSDI since 7-14. @ appeals and I was supposed to go in front of the judge this time. They sent me paperwork out of the blue 3 months or so ago, saying they are going to try and solve it without seeing the judge????? I have a stack of medical documents a foot high nd every doctor says I can not even do the lightest work. No way possible I could work 8 hours or 40 hours a week. I can`t even walk 6 feet to the bathroom, without falling..... I think the lawyer is just stalling so she can get the biggest cut allowed. Even my wifes FMLA papers state that I am unable to work and should be wheelchair bound and have 2 people hear, so I am never left alone. The only way to do that is put me in a home. Now, no one is going to pay for that, that I know of. If I get my SSDI, I wouldn`t really care about the insurance all that much, because of the length of time, they would have to put me on Medicare or whatever it is. I liked my job and did not have a problem working my 84 hours a week but it took it`s toll on my body I guess.

My wife, it is still up in the air. She is going to go in Sunday night and talk to them. In a way, I don`t blame her. Her workplace has become a very hostile work environment. She would have no problem getting unemployment. They just had a meeting a few days back and they told them, for the 2nd year in a row, there will be no raises, they make way to much as it is. So, that means the stockholders are raising hell because they think their dividends should be higher. That's what I figure. She is going to look for another job and hopefully she still has hers there. If not, I have a 20 day supply of insulin and my pancreas meds after that, I guess I just sit back and wait. I highly doubt that we will qualify for any kind of assistance because Ohio really sucks with their programs. There are 3 of us here but only my wife and I count because our boy is 22. So they would base everything on 2 people and you are expected to sell anything of value, have no money in savings or 401k`s, etc. This is what I have been told. How true it is, I do not know. I just know I am not physically able to be at Jobs and Family Services for hours. I can`t do it. But all that doesn`t matter.

I try to do those survey things on line every few days, when I am..... not drugged up on my pain meds. I guess that is one way to put it. I might make 50 cents every few days???? I think I have a big whopping 20 bucks saved up. That took months. I was hoping to pay one of my doctors with it but I am sure he would much rather have the full 900 and some I owe him. Already asked them about financing or something like that and got a big NO!! So I know where I stand there but I have to see him.

I`m done, all this has me even more depressed now.

If you are in the US and have no income or small income coming in you should qualify for Medicaid instantly.

[BeyondtheRainbow]

I'm in Ohio. I've never been in a Job and Family services building. I have had spenddown Medicaid for years (in conjunction with Medicare). I do the paperwork online or mail it in. It's never been a problem. You are allowed to have some property. A car, a home. I have never had trouble with having some money in savings. Not a lot but a little. Other possessions they don't ask about.

https://benefits.ohio.gov/

Originally Posted by Crazy Hitch

Oh that is crappy.

Why did she quit?

These money trees are on a budget cut these days.

She is going to go back in Sunday night to see if she can smooth things over. Once I told her my meds are $5000.00 a month, she sort of changed her mind.

She walked out, because the place has turned into nothing but a very hostile work environment..... If they don`t take her back, she will have no problem getting unemployment....

Originally Posted by Artchic528

I second the idea of applying for SSI and any other government assistance you can. Maybe encourage your wife to get out and look for another job too? There's no use in being resentful, as such energy is better spent getting yourself better. Being bitter and resentful is not attractive to anyone.

I applied for SSDI back in July of 2014, they are just dragging their feet more and more. I wasn`t being resentful with her. She does not realize the meds that keep me alive everyday are over $5000.00 a month. So I had to talk with her to see what a mistake it would be to just quit, even though she would have no problem getting unemployment, due to a very hostile work environment. You will just have to read the other posts. I can`t keep typing the same thing over and over again.

Originally Posted by BeyondtheRainbow

If you are able to get to Cleveland Clinic they have free care if your income is below a certain level. I haven't used it in a while but it used to be that once qualified anything medically necessary was free. I had surgery, tests, maybe a hospitalization or 2, I don't know what all, covered. They're also really good at helping you get hooked up with any programs you qualify for. Might be at least worth calling them. Cleveland Clinic

I went to CC back in 2012 and 2013. All my surgeries were done at Ohio State University. Funny thing about CC, we qualified for financial assistance even with my wife`s insurance. They would not take care of the rest of the bill!! I filled out every form dotted every I, etc. I ended up with $350,000 worth of medical bills and of course, I was liable for my deductible and co pay. I was paying them $25 buck a month for 6 months, they helped none, nothing. On the 7th Month, they turned me into a collection agency! So I do not have much of an opinion of CC. I am glad to hear they helped you out though!! Hopefully, you won`t need them again.

Originally Posted by ElsaMars

If you are in the US and have no income or small income coming in you should qualify for Medicaid instantly.

I must be talking to the wrong people then. I filled out the simulators, calculators, what ever they are, and all of them, said we didn`t qualify for anything?????? I do have income. I get 912 bucks a month from MetLife because it was in our UAW contract. Maybe the combination of that and what my wife makes, when they work 40 hours a week is too much?? It`s at the point, where I eat once a day and will skip days, just so I know my dogs have their food. They come before me, In my eyes. Being a diabetic, this is the worst thing I can do but I don`t care. My dogs are right here with me 24 hours a day and they are very, very important to me. And very, very spoiled. I can`t imagine living without them. They know when I am in bad pain and provide comfort. I know some people are probably thinking, it`s just a dog. They are my family.

Originally Posted by BeyondtheRainbow

I'm in Ohio. I've never been in a Job and Family services building. I have had spenddown Medicaid for years (in conjunction with Medicare). I do the paperwork online or mail it in. It's never been a problem. You are allowed to have some property. A car, a home. I have never had trouble with having some money in savings. Not a lot but a little. Other possessions they don't ask about.

https://benefits.ohio.gov/

Please read what I wrote in the above posts. My fingers are saying enough already. Thank you

[BeyondtheRainbow]

Yeah, the $900 is putting you over the top. You might still be eligible for disabilty medicaid though. I don't know how that works when you are married though.

[qwerty68]

I live in a different state, and is much more friendly with benefits, but I applied and got on medicaid even though the online calculator said I don't. It doesn't hurt to apply, the worse they can do is turn you down as long as you answer everything truthfully.

As for food benefits I never came close to getting it. From what I understand, without dependent children it is very hard to qualify, regardless of state. I had to donate plasma twice a week to eat for quite a few years.

I am sorry that you suffer and struggle so much.

Originally Posted by igiveupinohio

I must be talking to the wrong people then. I filled out the simulators, calculators, what ever they are, and all of them, said we didn`t qualify for anything?????? I do have income. I get 912 bucks a month from MetLife because it was in our UAW contract. Maybe the combination of that and what my wife makes, when they work 40 hours a week is too much?? It`s at the point, where I eat once a day and will skip days, just so I know my dogs have their food. They come before me, In my eyes. Being a diabetic, this is the worst thing I can do but I don`t care. My dogs are right here with me 24 hours a day and they are very, very important to me. And very, very spoiled. I can`t imagine living without them. They know when I am in bad pain and provide comfort. I know some people are probably thinking, it`s just a dog. They are my family.

My husband and I went from a 6 figure income to hardly anything overnight and were approved and had care within an hour. I will try to remember to ask my husband where he went to get this set up so fast and get back to you. Dogs love us more than our humans do (scientific fact and it's because they release more oxytocin than humans which is the love chemical). Dogs are very important and I'm glad you have yours to keep you company and sane in this mad dog eat dog world. (((Hugs)))

My husband said he went to a free service place that helps you set up insurance. Maybe it's a California thing? He said he googled "no income health insurance programs (our state, city)

Oh course your are ranting. Medical costs are insane. Diabetics have extremely high bills. This won't help with your current needs but it still might be something to consider looking into. After my attempt, my medical bills were so high that I had to file for bankruptcy. Reducing my debt has been essential to my recovery from depression (reduces stress). If you take your numbers (income/expenses/debt) to a bankruptcy lawyer, most do not charge for the initial consultation but will be able to tell you if it is a good option for you. The only drawback is that if you decide to file, you have to come up with the money to pay the lawyer's fee. But it will stop any hassels you may be having with debt collectors.