I give up

I give up...I just get to a point where I think we are getting on track again and something new hits. It is all I can do to keep us afloat. I work as often as I can stand (and as often as I get called). I turned down working today so we could get hubby withdrawn from school. Come to find out we are going to have to pay $3,000 back. (Did I mention his $5,000 hospital bill?)

Where in the world are we going to get that kind of money?! Hubby has a job...that I'm not 100% thrilled about, but it's something he wants to do...actually it's volunteering since he isn't getting paid. I want him to be able to do it...but what if he relapses...what if we incur MORE debt. *sigh*

I give up. No matter what I do...I get slammed. I don't see an end in sight and I don't know how much longer we can struggle to keep our heads above water without going under.

Thanks for listening...I needed a vent.

1day:

I am so sorry to hear about your struggles. Sometimes it seems more than we can bear, but you have been through alot with him and I can understand you feeling like saying THAT'S ENOUGH! and just being done with it all. But you know, it does get better and it will get better and it's very difficult to be in that position and see it, but it will. I will send good positive vibes your way that you find a solution to atleast some of your issues.

Take Care of yourself,
Kimberly.

Honestly, I feel the same way sometimes.

I'm so sorry that you feel this way today. Economic pressures are so hard.

I'm sorry that you're going through tough times. I have to work 7 days a week to stay afloat.....so, I'm very sympathetic to economic problems......Hang with us and we'll try to help you along your way. Pat

I can really feel for you. The economic conditions of a family are almost the most stressful issues that must be delt with. There is no easy solution, but expressing your feelings is good so it doesn't stay inside & eat at you.

I am in the same position, only have filed for bankruptcy. Haven't completed the process because I am afraid that the final outcome of the bankruptcy will be to take away some of the little money I have left to live on. They can't take away my home because it is my primary residence, but I may walk away from that inorder to make what little money I have go a little farther, or at least until I can get through a second degree for a new career to keep me going.

Life it tough, but we will make it...
Debbie

Venting is good. I am sorry about what is going on. Money really can suck sometimes. I hope that things work out.

Stay strong,
Jessica

I am here for you and can totally relate. I was without a job for quite awhile. At first it didn't make much of a difference (unemployment), but when that ended trouble started. I finally got a job in a field totally different from what I used to do. The pay is low, but it helps a little. Hang in there. Pay what you can on the enormous bills. If you show some effort that you are paying, they should leave you alone. Even if it is $25 a month.

GOD will never put more on you than you can bear! Just keep your head up, there is a blessing in disguize!

He was in college. I don't know about the fundraiser idea. He withdrew and luckily we didn't end up having to repay money. In fact...they gave us money back! There is no way I would have let him stay in college after his relapse. No. Way.

Thanks and I look forward to seeing you!

I don't quite understand the situation, and I don't know very much about money anyway. I hope you can solve this though. Is there any type of government aide you can get?

I'm sorry that you find yourself in financial problems. I have been there myself due to hypomanic spending sprees. Do you have family that can help you out. Another option is to go to a credit counceling company and they will help you find ways to budget your money and pay off your debts. I live in Canada and those services are free here. I don't know the situation where you live. It might be something to check out if you haven't already. You could also try working directly with your creditors. Sometimes they are willing to lower the interest rate if you ask them or to work our a feasible payment plan when they know you are willing to do whatever you can to pay them back. Praying is always a good idea if that is a viable option for you. At any rate, I hope you find something that will work for you. Hugs sweetie. I certainly know the stress that it can cause since I've been there before.

Thanks AG and mortimer.

This post was first done in November. Things have mellowed out. Money is still tighter than tight (we're lucky if we can pay all our bills). My parents are wonderful. They help us out with bills when we need them too, as well as puchasing groceries for us. Since we live next door to them (did I mention they own our home and allow us to live here rent free) we also cook meals and eat together.

We are very lucky. Right now, things are ok. They're not great...but they could be worse! The best advice we got from a medical biller was to pay $5 a month on a bill until we got approved for free medical care so that the bill wouldn't go to collections. Every month I send out about 3 checks like that.

Thanks for caring enough to post! Things are ok here, thank goodness!

That's really good. ^__^ Mama lives next to her mama, we actually share her house! ^_^ It's fun, so I know what you mean about it being a good thing!

I don't really check dates good. XD My attention span is short enough, no need to fray its edge. ^_^; Sorry about that! The last post when I posted was yesterday (which was yesterday, when I posted) so I assumed it was recent. ^^;;;

No prob Bob. It was nice to revist where we were and where we are now.

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Thanks AG and mortimer.

This post was first done in November. Things have mellowed out. Money is still tighter than tight (we're lucky if we can pay all our bills). My parents are wonderful. They help us out with bills when we need them too, as well as puchasing groceries for us. Since we live next door to them (did I mention they own our home and allow us to live here rent free) we also cook meals and eat together.

We are very lucky. Right now, things are ok. They're not great...but they could be worse! The best advice we got from a medical biller was to pay $5 a month on a bill until we got approved for free medical care so that the bill wouldn't go to collections. Every month I send out about 3 checks like that.

Thanks for caring enough to post! Things are ok here, thank goodness!

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I didn't check the date either. It was at the top of the page so I put my 2 cents worth in. I'm glad that you have such a wonderful family to help you out. That is very good advice to pay $5.00 each month. I was told the same thing when I was where you found yourself. That way it shows them that you do intend to pay them. Skipping payments is not a good thing in the creditor's minds. Paying at least something goes a lot further. I hope things continue to get better for you. I certainly remember the days of skyrocket bills with no money to pay them. All those creditor phone calls and collection agencies. YIKES!!! It got so bad that I stopped answering the phone. I was a total nervous wreck.