[Bleah]

Ouch, I just looking through my banking and added it up. This makes my fears that really she can hardly stand me but continues to see me because I = $$ stir up!

[phoenix7]

eek! not adding mine up ever!

I dont think she would see you if she could hardly stand you no matter how much you paid her take care

[I_WMD]

Originally Posted by phoenix7

eek! not adding mine up ever!

I dont think she would see you if she could hardly stand you no matter how much you paid her take care

excuse me ........ The Hell ????

I being dissed from my * T * ATM for the pencil pushing accountant geeks >> over 350 $ >> give me a break that it is not about " easy one hour listening sessions " and >> ka ching !!!!

* slaps forehead , shakes head *.

[phoenix7]

[quote=I_WMD;906920] excuse me ........ The Hell ????

ok im tired but

I being dissed from my * T * ATM for the pencil pushing accountant geeks >> over 350 $ >> give me a break that it is not about " easy one hour listening sessions " and >> ka ching !!!!

* slaps forehead , shakes head *.

quote]

did i say it was easy listening? I dont think most peoples sessions would be easy listening session - maybe i am misunderstanding - you have so done a fly by here to me here ...... Im not sure what you're trying to say?

[deliquesce]

Originally Posted by Bleah

Ouch, I just looking through my banking and added it up. This makes my fears that really she can hardly stand me but continues to see me because I = $$ stir up!

oh hell, i'm never ever ever adding up how much i've spent on T and pdoc. i've probably funded them a house each .

having said that, i know pdoc cares. a lot. no question about it. but he has to make a living, and so he needs to charge.

T has said that he gets enough money from his other clients that if he really didnt like me he could terminate therapy and just find someone more palateable to work with. this is probably true of your T too. so i wouldnt worry that it's only about the money. i am sure you T enjoys working with you and finds it rewarding, more than just for the money.

[MissCharlotte]

I am never adding it up either. I have been lucky with my insurance but right now for January I have to lay out a lot of bucks.........till the deductible is met.

Hey we're worth it!

[KUREHA]

I don't have to pay my psychologist, because it's through the NHS.

I'm pretty sure she's sick of me though, I think CBT lasts 20 weeks at the most, she's probably counting down the weeks until I leave. I was going to ask her - but I didn't want to sound stupid, I think she's awesome though

[free2beme]

Originally Posted by Bleah

Ouch, I just looking through my banking and added it up. This makes my fears that really she can hardly stand me but continues to see me because I = $$ stir up!

ton of $$$$$$$$$ !!!..........but r u getting better.......

.........can u stand her?...........

there's lots of T's out there....

i guess what i'm trying to say is, you have to find a good fit for you.

if she's it - dig in and get your $$$$'s worth......

[I_WMD]

[quote=phoenix7;907022]

Originally Posted by I_WMD

excuse me ........ The Hell ????

ok im tired but

I being dissed from my * T * ATM for the pencil pushing accountant geeks >> over 350 $ >> give me a break that it is not about " easy one hour listening sessions " and >> ka ching !!!!

* slaps forehead , shakes head *.

quote]

did i say it was easy listening? I dont think most peoples sessions would be easy listening session - maybe i am misunderstanding - you have so done a fly by here to me here ...... Im not sure what you're trying to say?

eerrmmmmmm...... I reckon what I be saying partly is this ;

In 34 years of off & on * T * sessions ,,, I sure know that from my point of view >>>I WAS DOING THE HARD PART !!!

LOL.. Checks boarding pass for Frequent Flyer MILES .

I would never even entertain the thought of adding it up. But I'm sure it is close to: $3,324,565,234,726,547,343,734,296,063,765,987,497,487 and 43 cents.

see for me the $.43 would have pushed me over budget and caused me to say thats it. no more!

[sunrise]

I'm not going to add up my total bill. My insurance does not cover my therapist. But he is so helpful to me, that I am still feeling his help is priceless. My goal for this 2008 was to go to therapy less than the year before.

In 2007, I had 41 individual sessions.
In 2008, I had 40 individual sessions. I met my goal!

In 2007, I also had about a dozen couples sessions.
In 2008, I think I had 1 or 2.
Yay! Less here too.

My goal for 2009 is to have fewer individual therapy sessions than I did in 2008. So I am gunning for 39 or less!

[Brian37]

I really dont keep track




but I did save on my car insurance by switching to Geico!

[splitimage]

I don't like to even think about how much I've spent on T. $640 a month for over 10 years. I'm paying her mortgage not mine. Seriously if I wasn't in T, I could afford to carry a mortgage rather than continuing to rent. It's depressing, but I think it's worth it to get emotionally healthy. But I am starting to think that I'll probably only want to do therapy for a couple more years - may broach the idea of going down to every other week, in the summer.

And my lousy insurance only covers $500 per year.

---splitimage

[phoenix7]

Originally Posted by pinksoil

I would never even entertain the thought of adding it up. But I'm sure it is close to: $3,324,565,234,726,547,343,734,296,063,765,987,497,487 and 43 cents.

im with stumpy, I was with you till the 43cents - then it just got way too much for me LOL

[kim_johnson]

i'm sure you guys have figured it out and all but... wouldn't the price of really very extensive health insurance (that includes your therapy) be cheaper than paying out of pocket for the therapy? unless the therapist really doesn't take any...

i just sent a cheque for about $3,000 off to mine... From Medicare. I was kinda thinking 'merry christmas' but they have only pulled through in covering me fairly recently... think that was a couple months worth. i'm really lucky that he sees me at a sliding scale i can afford... couldn't afford to see him otherwise...

[ECHOES]

I have health insurance through my employer. Not only is there a $6000.00 deductible but they will not cover any kind of therapy except short term (it's in the contract) and they get nosy, wanting records and notes ans such to give their divine approval.
I pay out of pocket and this year I increased the sessions from 1 to 2 per week so it will come to about $4400.00 this year.

A lot of money for me and I don't regret it, but sometimes when I'm focused on external 'things' I have thoughts about other things I could be doing with that $500 each month and I imagine those 'things' would make me happy enough. Not true, although they could make me happy for a while.

Originally Posted by kim_johnson

i'm sure you guys have figured it out and all but... wouldn't the price of really very extensive health insurance (that includes your therapy) be cheaper than paying out of pocket for the therapy? unless the therapist really doesn't take any...
.

Yeah... that's my situation. I have health insurance through my husband, but my T doesn't take insurance. I pay on a sliding scale, though, so it is really not bad at all.

[kim_johnson]

So you already have health insurance through your employer... But I guess my thought was that if it comes to about $4400.00 for one year... How much would it cost you to independently purchase health insurance for one year that did cover therapy? Maybe that isn't feasible... Health insurance can be pretty expensive, I guess... And one might have an initial 6 month wait on pre-existings...

[deliquesce]

over here is aus, the most you can get back for therapy is about $600 anyway with health insurance.

[kim_johnson]

Yeah. But medicare (a benefit of citizenship) is fairly extensive. In the USA you are kinda expected to have health insurance. Some people get it through their employer or by being married to someone who gets family coverage.

I tried to find a health insurance plan that would cover mental health and a reasonable plan (with not much of a copay) was around... $370 per month. Out of my price range - but worth it if you are paying $10,000 for therapy and the therapist takes that variety of insurance, indeed... Great coverage on everything else, too (optometry, dental etc).

The only plan that was realistic for me (and I would have gone up to $2,000) were plans that ranged between $400 and $900 and excluded all psychiatry, neurology, addiction etc. So... Wasn't feasible for me to get coverage for that.

Turns out that I qualify for 'charity care' here as I earn less than the poverty line (graduate student). So... $10 per session to see a p-doc in training (typically $180). Assuming that comes through (fingers crossed).

[sunrise]

Originally Posted by kim_johnson

i'm sure you guys have figured it out and all but... wouldn't the price of really very extensive health insurance (that includes your therapy) be cheaper than paying out of pocket for the therapy? unless the therapist really doesn't take any...

I think everyone has a different situation so what appears to not make sense to you, kim, is not always that simple to solve. For example, I have two different health insurance policies, one through my employer and one through my husband's employer. They are both considered outstanding and I doubt I could purchase better independently. My husband's provides about 20 sessions per year therapy and mine provides 50 sessions per year. However, my therapist is not covered by either policy. And my therapist is so perfect for me and is helping me so much, that it is not worth it to quit therapy with him and seek another therapist who is covered by my policy and who might not be helpful at all. When I first began therapy, I did go to a covered therapist, and she was not nearly as good as my T, and of limited assistance. I went for about 20 sessions and then quit when I had reached the limit of her ability to help. There is no guarantee that a policy purchased outside of my employer, for tons of money, would cover my therapist either.

[ECHOES]

Well I'm not sure a private plan is available that would cover long term therapy. I have looked into private health insurance that cost a minimum of $150 per month and included restrictions on mental health care similiar to my employer plan.

Although the cost is great for me, the privacy and simplicity of not having an insurance company sticking their nose into it or playing gatekeeper makes it worthwhile. The whole thing is between her and me only. I like that.

[coconut64]

I pay out of pocket too, don't want my so called insurers knowing my business. I live in a big city on the East coast. Pay T about $2000/month give or take. That's because I go x3/week. Crazy right?

[kim_johnson]

Yeah, I understand that everyones situation is different. I think the cost of health insurance varies by state as well. I was quite overwhelmed at the selection when I was looking. Over three hundred per month sounded really very expensive for health insurance to me. I guess I was just thinking that IF it worked out cheaper to do that than to pay out of pocket (assuming the therapist accepted that variety of insurance and the copay was minimal) THEN it would be cheaper to purchase the insurance than to pay out of pocket. The other varieties of health insurance one has would simply be irrelevant...

But if there isn't such a policy... Well then, it isn't an option. I understand that people have other reasons too (just thought it might be worth mentioning that in case it was an option for some people out there)