Roll Call 41

ER----hospitals have to take you regardless of whether you can pay or not but you will have creditors calling you for the money for years if you don't pay.

mama is talking to my pdoc and i might be going into the hosptial

Do you feel like you need it?

Oh no----hope you feel better soon

The whole system of healthcare here in the US is terrible. There is no free. If you're on Medicare and disability you pay a premium out of your disability check. My MIL for example gets $900 a month disability. They take $150 a month for Medicare and $200 for her Perscription coverage. Plus she has co-insurance with her meds. So she pays $40 for seraquil and $70 for her blood pressure and diabetes meds. Combined. How do you afford rent and food and utilities after that? Oh, you don't. Not when 1 bedroom apartment is $780 where I live. It's a 3 year waiting list to get on disability housing here. Then rent is 30% of your gross income, so 30% of $900, which is $300.... And if you have a lot of expensive meds you will fall into a "donut hole" which means for part of the year Medicare won't pay a dime for your prescriptions. But you still have to pay the premium or you get penalized with a heavy fine. Also you can't use any discount cards at the pharmacy if you're on Medicare or Medicaid. It's actually against the law.

So if you ever hear someone complaining about a "free ride" for being on disability, they are ignorant of the reality. Before her psychotic break she was making $20 an hour running the whole home health division of a local hospital. It's sad.

County hospital where I live is a sliding scale. But you still have to pay something. If you end up in long term care through Medicaid, after you die your family has to pay everything back. I researched this because when my dad was sick we were worried he would need long term care and Medicaid. Thank heavens he never did. But basically after you die the State sells all of your property. Any money left becomes the responsibility of your heirs. And, this is insane, but if you're old and you decided to give away property before you die, like to your kids so you can see them enjoy it, that's fraud. Any property given away within 5 years before going into a home is considered fraud, like you were trying to get out of paying. Even if you weren't sick at that time.

I'm on commercial insurance and basically, between what I have to pay out of pocket and what my employer pays in premiums, it costs $23,000 a year before the insurance company will pay will pay 100% for any service. The premium for my plan is $1300 per month and I have a $4000 deductible. Then after that another $4000 catastrophic deductible where I have a 30% co-insurance on everything.

Thankfully, I was able to get my kids on Medicaid. But my husband and I are still screwed.

my mom works at the nc state psych hospital. they do acute short term inpatient but i believe its longer than say a normal psych ward. but most of the other units are very long term. i dont know about disability. i know medicaid and medicare funds the hospital bc they lost that funding a few years ago bc of a suspicious restraint death. they got it back after a year though. state hospitals are not where u want to end up.

Municipal hospitals are probably like the hospitals you're familiar with, with maybe plus or minus the perks. There may not be as much occupational therapy, or resources on the ward. But it's not too bad. Private hospitals are a lot nicer but generally wouldn't want/allow a pauper patient on their psych ward if they have one. I've never been to a hospital that's only for psychiatric patients. The two hospitals I've been to for this were pretty nice, really. And both were public hospitals and accepted my insurance and I got free rides because of being eligible for the medicaid assistance.

A lot depends on which state you live in because medicaid eligibility varies from state to state.

i went to turn in my application to the apartment guy w/ my mom. my mom saw the apartment. she really likes and really hopes it will work out. i really hope it will work out too. i am just scared that it wont. i believe he will call my current landlord for a reference. so i called her and gave her a heads up. she asked me why i wanted to move. i said i want to be closer to my school and i want a change in environment. i said to her "i hope you will give him a good reference". but i am worried about it. i wonder if she will mention when the police came to get me to take me to the hospital 2 yrs ago. after that happened i wrote her a letter explaining that i wasnt being arrested and that i was ok. she wrote me back and said nice things. ive always paid my rent on time except once like 4 months after i moved in. im worried that my landlord is mad cuz i am moving. she said i had to give her 30 days notice. i didnt know that but it was prob in the lease.

the guy at the new apartment said he will call tomorrow after he checks everything out. send good vibes cuz i really want this to work. i really hope it works out. really

Good luck, junkDNA. Why are you moving?

yea in texas you cant get medicaid unless you have children or are pregnant

ugh my chest is hurting. im having lot of anxiety. lately the left arm has been going numb a bit and my chest been hurting when i have anxiety. also been throwing up from anxiety.

I'm sorry to hear that. I don't think I've ever vomited from anxiety. I'd hate that.

with my ex boyfriend, thanks to Obama care, he's on medicaid until January and then he get's to choose what insurance he wants for free so he can keep his doctors and such.

im trying to debate hard whether to get my septum done today or not.

here me with it a few months ago. what do you guys think?

i do i really do but idk

Then the hospital may be the best for you.

what do you guys think?

I think it looks good on you Newtus. The nose ring isn't too big where it makes you look like a bull lol.

Well today I've had a proud moment. I made a yule log in my cooking class and it turned out well. Not bad for a person who usually burns everything she cooks.

thank you heh. i woudnt be stretching it like a few people do

I like it too....especially with that hat

my chest hurts so bad right im im really scared

Can you do anything soothing either with touch, taste, smell, listen to music?

Have you been taking the xanax as directed?

im supposed to take a pill 4 times a day but i just been taking 2 a day. ever since my aunt had a heart attack its been hurting more