[jmo531]

OK, I went up to bed because I was tired and 15 minutes later hubby comes in and says that Countrywide Mortgage called and they never received our bill for the month of March.

I fly up outta bed ranting and raving saying that that is bull %#@&#!. I have never forgotten a mortgage payment and obviously this is a mistake on their part.

I check my bank online because I pay all of my bills online and low and behold..........I FORGOT TO PAY THE MORTGAGE.

I feel like the biggest loser. I have never forgotten to do this before. I have so much on my mind right now. Keeping the bills straight here in VA and trying to keep things straight in TX, working, and tending to the three kids I just dont know what I was thinking.

Whats worse is, because I forgot, I dont have enough funds in the bank to pay it until my next paycheck which is not until 03/31/06. DAMN!!!

I guess I will have to borrow from my mom which I havent done in years.

[Christina86]

You're NOT A LOSER.

You just forgot thats all. Happens to the best of us. I forgot to pay back money owed on a line of credit (interest and the original withdrawl) for 3 weeks after it was due. Not pretty, a heckuva lot of interest. (No, not the same thing, just showing we all make mistakes we really regret, especially with money involved!)

Hope stuff works out (moreso) soon.

[jmo531]

Just %#@&#! it all.

I hate life

I hate it all

[dottie]

My gosh..that sux bigtime. Been there done that. Before u beat yourself up any further tho....don't forget we live in a ridiculous world. Says it all!

you are NOT a loser!......so you made a mistake.....we all forget things.......its not the worst thing that could have happened and borrowing from mom is not so bad.....take it easy on yourself....you've been dealing with alot.....

[jmo531]

Thanks Canders and Dottie.

Dont think it would be sooo bad if hubby wasnt sitting right beside me saying " How could you forget to pay the Mortgage?"

What the hell? Am I the only one around here that can do anything?

I am working, which I havent done in 8 months due to my depression, OCD and panic disorder. I am trying to get things straight with the settlement on the house in TX, still paying bills there, all the bills here in VA, three kids, 2 dogs and a hubby who apparently cant do %#@&#!

[Christina86]

You've got a lot on your plate to deal with, your husband should LAY OFF. I'm 99.9% sure that he's done stuff that made him feel awful, ***** just happens.

Like I said, take it easy on yourself.

[jmo531]

Thanks Canders

Its hard to cut myself slack. Something I am working on. I will try though. Going upstairs now and going to write in my journal . I have alot of anger right now that I have to let out and I dont want to do it here.

Thanks for your replies and for sharing your experience with me as well.

I know that its ok to forget sometimes. Even this, I know its important but his (hubbys) reaction has just sent me over the edge.


Huggles,


Jen



BTW, I love the avatar

[ozzie]

You're not a loser!!! We all forget sometimes. I forget a lot these days. Maybe your husband needs to take over some of the responsibility. He certainly needs to stop complaining, imo. Mine does the same thing to me and I know how upsetting it is. Hang in there.

[(JD)]

You aren't a loser. You made an error in memory... so what? I don't mean that offensively, because I do know how horrible it feels to always pay on time and then something slips by... but really... from what I hear, "everyone" does it.

It happens. I agree, if there are 2 of you capable of double checking these things.. what happened to the "double" part of that rofl.

Go easy on yourself jmo... yeah, it's a biggie on the interest thing, but it isn't the end of the world.

You sound like you are doing all you can do... how can you do more than that?

TC

[wi_fighter]

Jen, you're not a loser.

Heck, I've forgotten to pay my rent a couple of times, and it's due on an easy day to remember - the first of the month.

I totally spaced off February's rent for a whole week. I totally forget what day of the month it is sometimes.

I remember our mortgages always had like a 14-day grace period. Maybe yours does too.

[jmo531]

(((((((((((((Ozzie)))))))))))))

((((((((((((Sky))))))))))))))

Thank you. I know. It slipped my mind. No one is perfect. I know I have alot going on but as Ozzie said, I have Mr. Perfect nagging me about this. It really is upsetting. This is something I have brought to his attention before. HELPING ME.

[kimmydawn]

((((((((((((((((((jen))))))))))))))))))))

YOU ARE NOT and that's all. You're a wonderful person whom I admire so much.

kd

[Christina86]

</font><blockquote><div id="quote"><font class="small">Quote:</font>
jmo531 said:
(((((((((((((Ozzie)))))))))))))

((((((((((((Sky))))))))))))))

Thank you. I know. It slipped my mind. No one is perfect. I know I have alot going on but as Ozzie said, I have Mr. Perfect nagging me about this. It really is upsetting. This is something I have brought to his attention before. HELPING ME.

</div></font></blockquote><font class="post">

You tell him!! (Go you! ) I figure you're allowed to gloat a teensy bit when he forgets to do something next time.

(I am such a meanie!)

[jmo531]

((((((((((((((((((((W I))))))))))))))))))

LOL. About that grace period..it is due on the 1st and late after the 16th. That was last Thursday.

My mind slips and like you, I forget the day of the month. I try to keep things organized but not doing to well at it. I need a new method. also, all my bills come on paper, every month except the mortgage. They stopped sending paper bills cause I was paying online. So, it makes it extra hard. I need a calendar.

[jmo531]

((((((((((((((((((((Kimmy))))))))))))))



Canders,

Good idea. Only when he does it, I will forget to rub it in

I will take my lumps.

Off to bed now, journal time.

Thanks!!

[Christina86]

Awww... ((jmo))

Who says it has to be immediate? I know I never get back at a person for a while afterwards. (I really am mean when you get on my bad side)

Goodnight

[dottie]

I was thinking if you didn't have the dogs...you could get an adorable parrot...who could be taught to say nice things to you and dumb things to your H. Yep..that would work. I can see it now.!!

[Twisted_Soul]

Dear Ms. JMO531:
Go directly to your nearest mirror and stare in it and repeat these words "I am Not a Loser." Keep doing it.
I can appreciate having a 1000 things to do and forgetting important things like a mortgage payment. Relax...ok.
Each mtg co. lets you defer a payment 2x a year. Call your mtg comp and ask to defer March's payment.
It is all going to be okay.
(Did you go to that mirror yet?)
I love you hun!

[jmo531]

((((((((((((((((((((Julia))))))))))))))))

Thank you.

[jmo531]

</font><blockquote><div id="quote"><font class="small">Quote:</font>
dottie said:
I was thinking if you didn't have the dogs...you could get an adorable parrot...who could be taught to say nice things to you and dumb things to your H. Yep..that would work. I can see it now.!!

</div></font></blockquote><font class="post">

I love that idea

[jmo531]

((((((((((((((((((((TS)))))))))))))))))

I cant go to the mirror just yet. That is an excersize I was never really good at. However, I will call the mortgage comp tomorrow and check on the deferred payments. Thats a great idea.

I love you too sweety.

Now I really am off to bed. I get up at 5:30 am and I have to journal or this will weigh on my mind all night.

Thanks to all of you for your support, suggestions and understanding.

You certainly not a loser in my book!

A person who is a fabulous mother of young children, take cares of a home, work, keeps an eye open on the other house, just moved, got a husband who doesn't see in front of him, gives support here, this person named Jen is surely not a loser. YOU are right the opposit, YOU are wonderful!

[bebop]

(((jen))) you are no loser...sure seems that hubby of yours could take some of this load off you. Why should you be the one to handle it all? You know I was much like that for many years. I finally woke up one day and realized I was not superwoman..man did that crush me. I am only one person and can only do so much.
don't be so tough on yourself hon

[heartspace]

jmo don't be so hard on yourself.
You are NOT a loser.
{{{jmo}}}